Make a charge sometimes and pay it off immediately; that keeps the company from closing your represent lack of exercise (what are the interest rates on reverse mortgages). Look at your credit mix: If you have just credit cards or only installment loans, think about including the other type so you can show a great payment record across diverse credit lines (how many mortgages are there in the us).
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If you desire to see where you base on those so you know precisely what mortgage loan providers will see, you'll need to buy a thorough FICO report. You can do that at myFICO.com, then cancel the monthly service instead of pay an ongoing charge. Make sure to cancel prior to the next billing cycle begins; the regular monthly membership charge will not be prorated.